PhonePe Casinos in India

India has been implementing cashless transactions through the emergence of multiple electronic payment options for quite a few years now. With the enhancement of such monetary services being made for Indians, slowly but gradually, people are becoming more dependent on these alternative cashless payment transactions.

And let’s face it, why not? After all, it does make transactions a lot easier, faster and safer!

With access to any of the payment methods that are prevalent in India, users no longer need to depend on cash or in-person banking to get things done. A smartphone and a stable connection to the internet is all you really need to be able to make transactions cashless.

What’s more, with covid-19 lurking around, there has been a massive surge in the number of users of these payment methods.

So today, we will take a look into one of these popular payment method options in India – PhonePe.

The Importance of Good Payment Methods in Online Casinos

If you are a regular player at an online casino website, then you already know about the importance of a good payment method that is required while gambling.

Every casino game requires players to fill in a deposit amount. Without the deposit, he or she cannot play games on the online casino platform. In case of a win, players can cash out their wins through the casino website. However, to make the deposit and request for withdrawals, a good payment method is required.

The more flexible the payment options, the more the number of players on an online casino platform. The reason being, not everyone has access or is comfortable using a certain payment option. Their preferences will always vary.

This is why when online casinos offer a bunch of different payment options for players, there is a higher chance of more users signing up on that website.

Furthermore, opting for reliable payment options can open doors to a number of bonus offers and other added benefits for casino lovers in India. For example, certain top-notch casino websites offer several enticing bonus offers for its players. Not only does this encourage players to start using safer payment options, but it also keeps them motivated and consistent at their casino gaming.

What is PhonePe?

PhonePe is a payment app that was founded by Sameer Nigam, Rahul Chari and Burzin Engineer in the year 2015.

Although it has only been a few years since the launch of PhonePe, it has already gathered 340 million users because of its consistent and reliable service. PhonePe has also won an award from NPCI for its excellence as a UPI Merchant in the year 2018. In fact, it crossed 1 billion transactions in the app in that very same year, surpassing it by 2 billion in the next year!

As per Comscore, PhonePe is one of the top-most trafficked platforms used for payment transactions in India.

Ever since Flipkart acquired PhonePe in the year 2016, it has launched multiple micro apps to enhance the overall experience of customers. By the year 2020, PhonePe has also initiated several insurance policies including travel insurance, coronavirus insurance, motor insurance etc.

This UPI based payment method helps transfer money in real time. Users can use this payment method on their mobile phones, making monetary transactions a lot faster and accessible. PhonePe is an app that can come in handy at any point of time for making transactions.

When compared to in-person banking transactions, PhonePe is a far better option. It eliminates the process of having to wait in queues to start the transaction procedure. Moreover, you do not have to make a trip to the bank to get done with your monthly transactions like rent and utility bills!

Plus, PhonePe is a payment service that is available 24/7. One of the major perks of using PhonePe is that you can use this app on bank holidays, as well as on any other festivities when banks are closed.

How Does PhonePe Work?

Pay Monthly Bills

PhonePe can come in handy for any monetary transactions as mentioned above. For starters, we all have bills to pay every month. But, have you ever imagined how much less of a work paying bills would be if you didn’t have to travel to a bank and then complete the rest of the process?

This is why, almost every other household in India uses PhonePe to pay their monthly bills, like paying the rent and other utility bills instead of using a physical bank.

Recharge Phone

For those of you who run out of credit while talking over the phone every now and then, having PhonePe can really help you save the day. It allows users to recharge their phones using the PhonePe app. Therefore you no longer have to go running to a merchant to recharge your phone anymore.

All in One App

Instead of having to create accounts on separate apps to get things done, you can just use PhonePe to take care of all UPI transactions. This enables users to link their bank accounts to their PhonePe account.

What’s more, you will also be able to have debit and credit card facilities which you can link to your PhonePe app. PhonePe also allows its users to create a link between the app and digital e-wallets like JIO Money, Freecharge, Airtel Money etc.

Auto Payment

This feature is very helpful for those who do not like having to do repetitive chores like paying bills every month. Therefore, using PhonePe, you can just send funds right away without having to send it separately every month. The auto-payment feature on the PhonePe app allows you to do so.

All you have to do is just turn it on and it will do the rest from there.

Rewards & Cashback

Often, when you make a payment using PhonePe to any particular merchant, you are awarded exciting bonus offers and sometimes even cashback!

So what are you waiting for? Download the PhonePe app right now to get these rewards!

Great User Interface

The app itself is pretty easy to use. You do not have to log in every time you open the app. One great aspect of the user interface is that all of the popular features are displayed on the home page. A few examples include the following – Electricity, recharge, landline, Gas Insurance, DTH, Broadband, Credit card, postpaid, etc.

Discover Stores Nearby

What makes the PhonePe app a lot more unique than any other payment method app is that it offers its users a ‘stores nearby’ feature. You can find this icon on the bottom of the screen as ‘stores.’ Tapping on it will give you a list of the shops that are near you on the map.

You will also find different categories for the kind of thing you want to purchase.

Customer Service

On the home page of the app, you will notice a question mark at the top right-hand side of the screen. Clicking on it will give you the answers to the most frequently asked questions about using the app.

In case an answer wasn’t of any help, you can give a negative feedback and express your concerns in the box that appears below. You will receive a ticket for your query and you can check its process by clicking on ‘View Ticket.’ Chances are that your query will be resolved within 24 hours.

PhonePe in Online Casinos

  • Security

Due to its popularity in all sorts of monetary transactions, PhonePe is also used by plenty of casino lovers in India. There are two primary functions that are required of a payment mode by online casinos – successful deposits and withdrawals.

As we already know, casino gaming requires you to make a deposit to the casino account before you can start playing. This calls for a secure payment method because no matter how small or big the amount is, you want it to successfully pass through.

Moreover, not every payment option can be relied upon. Some casino websites often end up linking their site with third party payment operators which turn out to be scammers!

Not to mention, when you enter personal information for verification and other banking details, these third party websites often misuse the info that you provide. This is a risk that can easily be avoided through trusted payment options like PhonePe.

  • Exciting Bonus & Promotions

Apart from security, one other aspect which comes as a benefit to players is the bonus offers. Some online casino websites often offer you multiple bonuses and promotions upon using safe payment modes like PhonePe.

So if you like staying ahead with your bonus points, look for casino websites that offer such exciting bonus offers.

  • Faster Transactions

Another reason why users always opt for payment options like PhonePe is that it makes the process of withdrawal and deposits extremely fast and efficient. This means that players do not have to wait for days to get started with their gaming because their deposit amount took time to be transferred to the betting account.

Therefore, when casinos are affiliated with top-notch payment modes like PhonePe, you can always count on them for faster transactions.

  • Round-the-clock Service

Perhaps the 24/7 and 365 days service is always worth noting because what this essentially means is that casino players do not have to wait for a bank holiday to pass to be able to make a successful deposit. You can sit down to play at any hour and day of the year without having to worry about any hindrances like bank holidays.

How to Get PhonePe?

Follow the instructions below to get started with PhonePe:

Step 1

To begin with, you will have to download the app using your app store. If you have an Android, you will be using Google Play Store. In case you are using iOS, you will be using Apple App Store.

Step 2

Once downloaded, enter your personal details to create an account. You will need your phone number, full name and other personal information to verify that it is, in fact, you.

Step 3

Next up, you need to link the app with your bank account to proceed.

Step 4

After your bank account and app have been linked, you’re all good to go!

You can use the PhonePe account to make three different kinds of transactions. These include – UPI Credit/Debit Card, PhonePe wallet and bank account.

Once you have created the account successfully, take some time to get used to the app by exploring all of its features. This will make you less worried during transactions being made from the account.

How to Use PhonePe?

There are only two ways of using PhonePe for Indian casino players – Deposits & Withdrawals. And here’s how you can use these features using PhonePe:


If you have previously used PhonePe to pay for your online shopping, then you already know how this is going to work out. However, if you are not familiar with the process of depositing, feel free to take a look at the instruction given below:

  1. The first step is to check whether the online casino site has PhonePe listed in their available payment options. (If it does, then you can proceed. However, if it doesn’t, then you can use UPI to get started with PhonePe).


  1. Once you have found a site, you need to create an account on that casino gaming website. You will be required to enter personal information for verification.


  1. After the verification has been completed, head to the home page of the casino website and locate the payment icon.


  1. Tap on the payment icon and choose the deposit option. Here, you will be presented with a list of payment modes offered by the online casino.


  1. Select PhonePe to start the process.


  1. At this point, while some sites will directly ask you to enter the amount, others may require you to fill up a form.


  1. After that, you have to log in to your PhonePe app and confirm the transaction.

Note: Although deposits are faster, it can sometimes take up to a maximum of 3 hours to complete the transaction.

One advantage with PhonePe is that players will not be charged any additional fees for making transfers through PhonePe. The minimum deposit amount is generally 500 INR, while the maximum is 20,000 INR. But, this will change from casino to casino.


As for withdrawals, you will have to do the following:

  1. Head to the online casino’s official website.
  2. Choose the payment feature from the home page.
  3. Up next, select ‘withdrawal.’
  4. Choose PhonePe and use your UPI ID or VPA which is the Virtual Payment Address.
  5. Once done, you will be required to enter the amount that you wish to withdraw.
  6. For the next step, open the PhonePe app from your phone and give confirmation for the transaction process to begin.

Note that PhonePe will never charge you any extra fees for completing the withdrawal process. However, sometimes, the bank or the casino you have joined might. In this case, you will have to read the terms and conditions regarding withdrawals from the casino website and also check with your bank.

Another thing to keep in mind is that you may have to show some ID to the bank while cashing out. The common minimum withdrawal amount is 2000 INR.

Advantages & Disadvantages of PhonePe


  • Availability

It doesn’t matter even if you are depositing the money at midnight in your respective time zone. PhonePe will allow you to make a deposit at any hour. This makes the payment system a lot more feasible for people who dislike having to wait during bank holidays.

  • Eleven Languages

Perhaps what’s the best part about PhonePe is that it is available in 11 different Indian languages. So no matter which part of India you are from, you can use the app in your language as long as it falls under the 11 listed ones.

  • Rupees

Since the transactions are made in rupees, you do not have to worry about additional charges incurred for exchanging money.

  • Safety

PhonePe is as safe as it gets for Indian payment services. It is operated by India’s Reserve Bank, making it one of the most secure payment options for casino players in India.

  • No Fees

No additional charges will be made by PhonePe for the transactions you make.

  • Customer Support

You can always get in touch with the operators of PhonePe in case you face any difficulty using the app.


  • Long Transfer Time

From time to time, there might be a 3-hour delay while completing transactions. If you are okay with occasional delays, then this shouldn’t pose to be a problem.

  • Complex Verification Process

The verification process may not seem easy for everyone.

Alternatives to PhonePe

One can find plenty of alternatives to PhonePe if their desired casino website does not have this payment system available for them. Here are a few other alternatives you can look into:

  • Payoneer
  • Paypal
  • Paytm
  • Neteller
  • Skrill
  • Google Pay

Frequently Asked Questions

  1. What is the deposit limit for PhonePe?

Answer: As mentioned above, the deposit limits differ from one casino to the other. However, there is a general amount that is followed by PhonePe like any other payment option. The minimum deposit amount is 500 INR while the maximum deposit amount is 20,000 INR.

  1. What is the withdrawal limit?

Answer: There will be differences with the withdrawal limit given that every online casino has a different set of rules. However, the usual amount is generally 2000 INR.

  1. Is the PhonePe app safe?

Answer: Yes! The app is regulated by India’s Reserve Bank. This means that it has state of the art security for its players. Therefore, while using PhonePe, you never have to worry about your personal information being stolen or used for malicious activity.

Furthermore, we can guarantee you that all of your transactions will always be safe from any sort of fraud or scam.

  1. How long does it take for the withdrawal to be completed?

Answer: Unlike deposits, withdrawals are not always prompt. Sometimes due to overloaded traffic on the website or any other hindrances, it might take a while for the casino website to process your withdrawal transaction. However, generally, it doesn’t take longer than 3 hours for the process to be completed.

Do note that you may have to show some ID while cashing out the wins from your bank account. This is only done for security reasons.

  1. Are there added fees by PhonePe?

Answer:  Luckily, there are none!! You can make as many transactions as you want using PhonePe without being charged for a single additional rupee.

However, there are banks and casinos which might have added charges for these transactions. In this case, you should always read the terms and conditions of every withdrawal section from the ‘about us’ of any online casino website.


With the number of casino players on the rise in India, there is always a need for more casino websites to meet the demand. This means that there is an additional need for secure payment options as casinos and safe payment systems go hand in hand in order to protect users from scams.

This is where a cashless payment system like PhonePe steps in to make monetary transactions a lot safer and faster for casino lovers in India. Available 365 days a year, PhonePe has a dedicated number of users which only keeps on growing by the day.

So if you haven’t tried out PhonePe’s service yet, we suggest that you join in on the bandwagon to experience a smooth casino gaming experience from the comfort of your home.

Not to mention, PhonePe does not ask its users for extra fees every time they make a transaction. It is absolutely free!