Basic Blackjack Rules & How To Play

Basic Blackjack Rules & How To Play

Blackjack is one of the most popular and famous card games played all over the world. It is also known as other names such as Pontoon or Twenty-One.

Luck Or Skill?

Aside from luck, blackjack players can also have the skill and the ability to count the value of the cards and anticipate what card will come next.

Twenty-one is the exact value that your cards must reach in order to win. If getting the value of 21 is not possible, players must have a value that is as close to 21 compared to the value of cards held by the dealer. If neither player hits an exact 21 match, nearest total wins.

If both the player and the dealer total the same number, the game is a draw, also known as a ‘Push’. In the event of a Push, the stake is returned to the player.

Blackjack Rules

The standard 52-card pack is used, but in the major parts of casinos several decks of cards are shuffled together. Cards 2 through 10 are worth their face value while the Kings, Queens and Jacks are worth 10 each. Aces may be counted as 1 or 11. The goal of each player is to attempt to draw cards as close to 21 as possible, without going over 21. The best case scenario is a two-card 21, or a blackjack. However, if the dealer also has a two- card 21, the hand pushes, or ties, and you go back to the original bet.

Basic Blackjack Rules

One of the main blackjack rules is to know the value of the cards.

From number 2 to 10, the cards have the same value as the card numbers.

The Jack, Queen, and King are considered to have the value of 10. Whereas, the Ace may either have the value of 11 or 1. If a player receives an Ace then it is up to them to choose the value that suits their hand best.

Blackjack Card Values

Although the rules of blackjack sometimes vary from one casino to another, the general rules are standard across the industry.

See our dedicated blackjack section for a list of blackjack casinos in the UK.

The Real Gameplay

The game is normally played at an arc-shaped table and kicks off with you making a bet. At one corner you will find a note that says the minimum and maximum bets at the table. Once the bets have been placed, the next step for players is to play out their hands. Then the dealer plays according to the rules: draw cards to any total of 16 or less and must stand on any total of 17 or more.

  • Hit: If you hit you take another card with the hope of getting closer to 21. If a player exceeds 21 after hitting, the player is said to bust and loses the bet. Verbal calls to hit are not accepted!
  • Stand: To ‘stand’ in Blackjack is to hold your total and end your turn. If you go over 21 you bust, and the dealer wins regardless of the dealer’s hand. If you are dealt 21 from the start, you got a blackjack.
  • Split: Very often, when you are dealt a pair, you have the option to split them into two new hands. You are dealt two more cards and your bet is doubled. Players have two chances to beat the dealer, if not they lose.
  • Double down: A player is allowed to increase the initial bet by up to 100% in exchange for committing to stand after receiving one more card. The extra bet is placed in the betting box next to the original bet.
  • Insurance: This is a side bet that the dealer has blackjack and is considered separately of the main wager. It pays 2:1 and is available when the dealer has an ace up. Many dealers suggest players to take insurance if the player has blackjack. However, strategy guides tend to give advice against taking insurance.

Placing Bets

First of all, players who will be participating in the game must place their bets before the cards are dealt. If the game is already in play, you will have to wait until the current ’round’ of blackjack finishes before placing bets.

Your Hand Your move % Bust -> Hit
>  8 Always hit (draw) 0%
9, 10 or 11 Double, hit (draw) another card 0%
12 Stand if the dealer has 4 to 6, otherwise draw. 31%
13 till 16 Stand still when the dealer has 2 to 10 39-62%
17 or more Always Stand über 69%
A-8 and A-9 Do not request another card 85% – 92%
AA Always divide 0%
Double 10 Never divide 92%
Double 7 Split if the dealer has 2 to 7, otherwise draw. 56%
A-4  Double if the dealer has 4 to 6, otherwise call for another. 58%

To place a bet, a player puts their chips down on a circle or position that indicates their position on the blackjack table. Casinos often have minimum and maximum stakes per hand when playing.

In blackjack, there are 3 main ways to play; in a local casino venue, a virtual game online or live blackjack. Virtual games are generally played with just one real player and one computer player, aka the ‘house’ dealer.

Some virtual games also allow players to play more than one hand. These games are called multihand blackjack.

Blackjack games played in an actual casino or live via the internet are often not played alone. Other real players can play at the same table at the same time.

Blackjack rules

Dealing Cards

When it comes to dealing, once all players have placed their bets, the dealer will start distributing the cards.

This must start from the left player going to the right.

The dealer will then give each player two cards only. This is known as your ‘hand’.

More often than not, the players will receive the two cards facing up. Whereas the dealer will get one card facing up and the other card facing down.

The card that is face-down is also known as the hole card. If you are playing blackjack in casinos, sometimes the dealer will not receive a hole card to avoid a player spotting their complete hand. Instead dealers will only receive their second card when all other players have finished.

Blackjack Betting Rounds

Again, starting from the player situated at the dealers left first, the players will decide if they will have to get more cards (called a ‘hit’ or ‘twist’) in order to get 21 or as near to.

They may also opt to refuse additional cards (called a ‘stand’ or ‘stick’) as well.

The players can ask for as many cards as they want until they have reached the value of 21.

Once the players from left to right have completed their turns, it is now time for the dealer to take theirs.

There are certain rules that the dealer must follow when playing blackjack. If the value of the cards within his or her hand has already reached a specified number, such as 17 or more, the dealer must refuse to get additional cards and must stand. Depending on the game being played and the casino, this minimum value varies from 15 and 16 to 17.

On the other hand, if the value of the dealers cards is 16 or less (where the minimum is 16), he must still take additional cards or hit.

Note: some players choose blackjack games that have a lower minimum dealer stand to give them more room to maneuver when thinking about taking more cards.

Finishing  A Game

At the end, the winner of the game is the player holding the cards closest to 21.

If your hand exceeds 21 then you are out of the game-round, also known as ‘bust’.

There is no need to keep track of the value of the cards of the other players. All you need to do is to compare the value of your card against the dealer to determine whether you win the game or not. However, some players try and predict what cards will be dealt next based on the hands that have already been drawn.

Split, Double & Other Terms

These are the basic rules of a standard blackjack game. There are also other aspects of the game such as splitting, double down and insurance. Search online for each term followed by the word blackjack for in-depth information on each and how they affect your game.

In brief; splitting refers to a player who is able to split their initial hand in 2 and play two separate hands against the dealer. Effectively playing two games parallel to eachother. Neither split hands affects the other cards.


Insurance is available during some rounds of blackjack. This option only appears when the dealer receives a first card that allows them to get blackjack (21).

If, when the cards are dealt the dealer receives an Ace or Jack for example, insurance will be available to the player. If a player takes the insurance bet then they will win if the dealer then turns the Hole card over and it reveals blackjack.

A player can only choose to split if the first 2 cards they are dealt are the same, e.g. 6/6, 10/10, Jack/Jack etc.

Note: when splitting, the game is split in 2, which means that your initial stake will also apply to the second hand. For example, if you originally bet £5 and choose split, your total stake will be £10 – £5 for each of the split hands.

Double Down

Double Down means that a player can double their initial bet after receiving their hand. However, in some casinos you can only choose to do this if the first 2 cards total nine, ten or eleven. This works by doubling your stake and receiving one more card only from the dealer.

The perfect double down situation would be that a player is dealt a initial hand of 5+6, giving them a total of 11. They then double down and receive a Queen (or other 10 card) giving them a double down total of 21 across 3 cards.